Congratulations, you are on your way to owning your very own home! Follow these suggestions (and your realtor’s advice) so that escrow and settlement with go as smooth as possible. You will be asked for a down payment on the home you are purchasing. You can choose to put down as much or as little… Continue Reading
Category Archives: Buyers
Getting the Best Rates for Your Mortgage
Naturally, you want to get the best deal for the least amount of money. This holds true for mortgage rates as well. A lower interest rate means a lower monthly mortgage payment, which can save you money in the long run. Also, it is easier to qualify for a lower payment than a higher one.… Continue Reading
How to Negotiate with Sellers
Buying a home is one of the most important purchases most people will make. In order to make the right decision the first time, potential buyers need to be prepared. Consider the following before starting negotiations: Be prepared Research the housing market in the target area. Once you have information about the general area, focus… Continue Reading
Advice for First-Time Buyers
Pre-Qualification Meet with a mortgage broker and find out how much you can afford to pay for a home. Pre-Approval While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that… Continue Reading
